One Finance

Financial One Account is a leading global financial technology service provider, which is part of Ping An Group. Founded in 2015, the company is committed to providing financial institutions with one-stop, all-encompassing digital transformation solutions by utilizing cutting-edge technologies such as artificial intelligence, big data, and blockchain.

Leveraging Ping An Group's more than 30 years of experience in the financial industry and its technological strength, FinancialOne provides end-to-end services for a number of financial verticals, including banking, insurance, and investment, through a unique "technology + business" dual-enabling model. The company has more than 16 solutions covering the whole process of services from marketing, customer acquisition, risk management to operation and customer service, as well as the underlying technical services from data management, program development to cloud platform.

Financial One has significant technological advantages in artificial intelligence, blockchain and other fields. Its artificial intelligence research and development team is huge, with a team of more than 200 big data scientists, and the accuracy rate of face recognition technology is as high as 99.8%, and it is also at the world's advanced level in voiceprint recognition and micro-expression recognition, etc. The blockchain team is composed of industry experts from different fields, and has applied for 250 domestic and international blockchain technology applications. The blockchain team, on the other hand, consists of industry experts from different fields with rich market and practical experience, and has applied for 250 domestic and international blockchain technology patents.

FinancialOne's main products include an intelligent insurance cloud service platform, a financial cloud service platform for small and medium-sized enterprises, and a personal credit service platform, which are designed to help financial institutions improve business efficiency, reduce operating costs and enhance customer experience. The company has also successfully created products such as Smart Banker to help banking institutions better understand their customers, innovate their products, improve quality and efficiency, and realize digital transformation.

Financial One's core products include the following major categories:

1. Digital Banking Solutions::
   • GAMMACOREA new generation of digital banking core system based on CCTF, which is based on the ultimate "customer-centric" distributed architecture and can be flexibly customized and assembled to create differentiated banking services for different customer segments.
   • Digital Banking Solutions: Provide growth drivers for retail banking, credit business, etc., help banks layout new-generation core systems and provide drivers for digital transformation. At the same time, using digital management and advanced regulatory technology tools, we provide end-to-end regulatory compliance unified solutions for regulatory authorities and regulated financial institutions.
2. Digital Insurance Solutions::
   • Digital Car InsuranceProvides "full-process, end-to-end", "system + service" digital auto insurance solutions, including the core system for auto insurance claims, as well as claims service platforms, repair service platforms, and owner service platforms, etc., which help property insurance companies to reduce the amount of claims and realize cost management and control. control.
   • Digital Life and Health Insurance: Continuously upgrading digital life and digital health insurance to meet customer needs for different insurance products.
3. Gama Platform::
   • An integrated Gama platform has been built and operated to provide financial institutions with digital infrastructure in the areas of smart voice services, open platforms, blockchain and financial cloud solutions.
4. Intelligent Risk Control and Compliance::
   • Utilizing big data, AI and other technologies, we provide intelligent risk control and compliance services to help financial institutions reduce risk and improve operational efficiency.
5. Intelligent Marketing & Operations::
   • Through data analytics and AI technology, we provide intelligent marketing and operational strategies to help financial institutions improve customer experience and satisfaction.
6. Blockchain Solutions::
   • Relying on blockchain technology, we provide secure, transparent and efficient financial service solutions, such as supply chain finance and cross-border payment.
7. Other Fintech Products::
   • Such as intelligent banker, intelligent investment advisor, intelligent customer service, etc., to improve the service quality and efficiency of financial institutions through technological means.

All of the above products are the core products crafted by Finance One according to the characteristics of the financial industry and customer needs, combined with advanced technology means, aiming to help financial institutions realize digital transformation and improve business efficiency and customer satisfaction.

All in all, with its professional ability and rich experience in the field of financial technology, Finance One provides financial institutions with all-round, efficient and secure digital transformation solutions, and becomes an important force to promote the innovation and development of the financial industry.